The ZEN Finance

A simple path to approval

Suitable for ages 21 to 75

Most important — no current overdue payments

No active credit schedule required

Clean tax history — increases your chances

Our solutions for you

Unsecured loan

💰 Get up to 10,000,000₸ for any purpose
📄 No collateral or income proof needed, only IIN

Online consultation →

Refinancing

🔁 Close expensive loans — pay less
📉 Combine multiple payments into one

Pay less →

Secured loan

🏠 Large amount secured by real estate
✅ Bank approval — we handle all paperwork

Free consultation →

О Zen Finance

🟩 Zen Finance — next-generation consulting

We are a team of young professionals who truly care about our clients. Our goal is not just to provide advice, but to be a reliable support throughout your financial journey.

🤝 We’re with you from the first step

We'll help you gather and properly prepare documents
We'll assess your credit history and financial standing
We'll find the best banks and terms
We’ll guide you through approval and beyond
We'll explain each step in simple terms

🛡 Honesty. Transparency. Always in your best interest.

We don't make false promises. We explain everything as it is. Everything we do is done with and for you — to make your financial journey simple, clear, and honest.

🌱 Youth is strength

We are ambitious, creative, and not afraid to think differently. Zen Finance is not about dry reports — it's about trust, results, and the feeling that you're truly supported.